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November 27, 2017

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Workers’ Compensation

January 9, 2018

 

Skipper Law Firm LLC is experienced and effective in representing injured workers.  It is important to have a basic understanding of the process so you can properly establish and assert your claim if you become injured within the scope of your employment.

 

It is imperative that you notify your supervisor as quickly as possible after you sustain an injury. The law requires this notice and insurance carriers often times attempt to use a lack of notice as a basis to contest and deny your claim.  Preferably, you should make sure the supervisor makes a written record of the injury and ask for the contact information for the workers’ compensation insurance carrier.

 

In South Carolina, the employer and workers’ compensation insurance carrier have the authority to direct medical treatment.  If your injury requires medical attention, ask your supervisor to direct you to the approved medical provider.  If the injury requires emergency medical attention, notify the supervisor and request the insurance carrier information to provide to the treatment facility. Do not just seek medical attention on your own and then report that treatment to the employer. The insurance carrier may attempt to deny payment for same.

 

Keep a record of any and all people you communicate with about your injury.  This includes your supervisor, any HR representative of your employer, medical providers, and the claim adjuster.

 

The workers’ compensation insurance carrier is responsible for all medical expenses related to your injury, weekly checks (compensation rate = 2/3 of your average weekly wage) while you are out of work per doctor’s order, and payment for any permanent disability you suffer as a result of the injury.

 

It is improper for an employer to terminate you for filing a workers’ compensation claim based on your injury.  You may be able to pursue an action against the employer for this retaliatory discharge.

 

If you have suffered an injury at work, it is important that you contact a South Carolina workers’ compensation attorney to protect your rights and insure you receive all of the benefits due. Dealing with your employer and their insurance carrier can be difficult and very troubled waters.

 

Contact Chris at Skipper Law Firm LLC by phone at (843) 723-71777 or email at chris@skipperlawfirm.com for assistance navigating your claim.

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